A Nation of Local Banks
The National Banking Acts of 1863 and 1864 created a new class of federally chartered banks empowered to issue currency backed by U.S. Treasury bonds. For 72 years, more than 12,000 banks across the country — from major city institutions to small-town savings banks — printed their own notes bearing the bank's name, location, and charter number.
A $10 bill from the First National Bank of Podunk, Wyoming looks nearly identical in design to one from the Chase National Bank of New York — but carries the hometown name that makes it unique. Collectors prize rare charter numbers, small towns, western states, and "territorial" notes issued before statehood.
When the Federal Reserve system matured, National Bank Notes were phased out. Many small-town banks issued only a handful of notes that survive today.
Series & Types
Original & 1875 Series
Large-size notes with engraved designs — some of the most beautiful American currency ever produced. Scarce and highly collectible.
1882 & 1902 Series
The "Date Back" and "Plain Back" varieties. Transitional designs still in large format, covering the height of the National Banking era.
1929 Series (Small Size)
The final series, in today's currency dimensions. Type 1 and Type 2 varieties. The last gasp before National Bank Notes ended forever.
Looking for a note from your hometown bank? Fezzy actively sources state-specific inventory.